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If you are looking for your own terms — your rate, your schedule, what you owe — they are not on this page. Those are in the agreement you signed, which you can view under Agreement details.The documents below govern the website and how we communicate with you. They do not set the terms of your credit.

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The three documents

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Privacy Policy

Covers what we hold, what we share, and the limited parts you can control. Summarized on How we protect your information.
Your lender has its own privacy notice, separate from ours. The privacy page carries several — UAS first, then the bank or credit union that funded your loan. They do not say the same things about sharing, so read the one that names your lender as well as ours.
Federal law entitles you to receive certain information on paper. Consenting to electronic records is how you agree to receive it by email instead. What it gives you, and what it asks of you: See Alerts and paperless statements to change your settings.

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Terms and Conditions

These are website terms, governed by Missouri law. They cover cookies, copyright, registration, disclaimers and indemnification — not your account. Two things in them worth knowing:
  • Cookies. UAS states it uses cookies in a limited way — not for analytics or tracking, and not to obtain personally identifiable information. Only to make a session work.
  • They can change without notice, and continued use of the site is acceptance of the current version.

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Which document answers which question