Option 1 — A US bank account, if you have one
If you hold an account at a US financial institution — through a cross-border banking program, or any other US bank — you are treated exactly like a domestic customer. You can pay online, set up AutoPay, or write a check on that account. This is the easiest and lowest-cost route.Option 2 — Mail a US-dollar check
Write the check from any US-dollar account — a US bank account is best, but a US-dollar account at a Canadian bank also works for a mailed check.- Make it payable to Universal Account Servicing, LLC
- Write your Account Number on the memo line
- Mail it to:
Universal Account Servicing, LLC 603 East Street STE 301 Parkville, MO 64152
Option 3 — A Canadian-dollar check
We can accept one, but it is the least reliable option:- The US-dollar amount we receive depends on the exchange rate on the day the check is processed, which may be several days after you mail it.
- That usually means the converted amount does not match your payment exactly, leaving a small over- or under-payment to reconcile next cycle.
- International collection items take longer to clear.
Timing
International mail can take 7–14 business days. Add processing time on top. If your due date is close, this is the wrong route — pay online if you can.Do not post-date a check. We will not deposit a check before the date written on it, so
post-dating does not get your payment in earlier — and it does not schedule one either. If you
need a payment on a particular date, schedule it in uPortal360 from a US bank account.