> ## Documentation Index > Fetch the complete documentation index at: https://faq.universalaccountservicing.com/llms.txt > Use this file to discover all available pages before exploring further. # Managing your saved payment methods > Add, update, replace or remove a card or bank account in uPortal360. Your saved cards and bank accounts live under **Payment Methods**. Payment Methods page showing a saved Visa card with name, address, expiration, card type and Delete and Edit buttons ## Adding one Select **Add Payment Method**, then choose **Bank Account** or **Card**. For a bank account you will need your **9-digit routing number**, your **account number**, and whether it is checking or savings. The screen shows a check diagram if you are not sure which number is which. Adding a bank account, with a check diagram showing where the routing and account numbers appear For a card you will need the number, security code, expiration date and billing address. Adding a card, with fields for card number, security code and expiration date, and a notice explaining the temporary zero-dollar authorization \*\*You may see a $0.00 charge from us.** When you add a card we run a temporary $0.00 authorization, shown as **UAS 8882332302**, to confirm the details. It is canceled automatically, usually within 3–5 business days. If it is still showing after five business days, contact your bank or card issuer — we have already canceled it and cannot do more from our side. ## Changing one The buttons do different things, and the difference is not obvious: | Control | What it changes | | ------------------------------- | --------------------------------------------------------------------------------------------------------------- | | **Edit** (pencil) | Billing address only | | **Copy and delete** (two pages) | Use this to change a **card number or expiration date** — it creates the updated method and removes the old one | | **Delete** (red bin) | Removes the method entirely | To change a card number, use copy-and-delete rather than Edit. ## If you cannot delete one **A payment method used by AutoPay cannot be deleted.** You will get an error. [Opt out of AutoPay](/autopay/opting-out) first, or [switch AutoPay to a different method](/autopay/changing-autopay), then delete it. ## What we keep Only the last four digits of your card or account number are stored in the portal, and your security code is never stored. See [How we protect your information](/trust-and-compliance/how-we-protect-your-data). ## If your card is replaced You may not need to do anything — see [Automatic card updates](/autopay/card-updater).