> ## Documentation Index > Fetch the complete documentation index at: https://faq.universalaccountservicing.com/llms.txt > Use this file to discover all available pages before exploring further. # Enrolling in AutoPay > Set up automatic monthly payments in uPortal360, including paying more than your minimum. You will need a saved card or bank account. If you do not have one yet, you can add it during enrollment — see [Managing your saved payment methods](/payments/managing-payment-methods). ## Set it up Sign in to uPortal360, open the menu and select **Autopay**. If you are not enrolled you will see **Setup Autopay**. The Autopay page showing you are not enrolled, with a Setup Autopay button Pick a saved card or bank account, or select **Add Payment Method**. This is when your first automatic payment will be taken. After that it follows your due date each month. **Minimum Payment** takes whatever your minimum is that month, so it adjusts if your minimum changes. **Override Amount** takes a fixed amount you set instead. It must be **more than** your minimum monthly payment. Setup Recurring AutoPay showing payment method, next run date, and the choice between Minimum Payment and Override Amount The authorization sets out what you are agreeing to. Sign in the box — with your finger on a phone or tablet, or by holding down the mouse button and drawing. The AutoPay authorization terms with a signature box and Submit button You will see a confirmation once it is set up, and your Payment Methods page will show an **AUTO PAY** badge against the method you chose. ## What you are agreeing to Worth knowing before you sign, because it is not obvious from the screen: | | | | ------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | **How much can be taken** | Between your scheduled payment amount and **no more than twice** your monthly payment. If an amount would fall outside that range, we tell you at least **10 calendar days** beforehand | | **When it runs** | On your due date, every time. AutoPay runs seven days a week — it is never taken early, and never late | | **If you pay early** | A full monthly payment made **two business days** before your scheduled date means no AutoPay runs that month | | **If it is returned** | A returned payment fee applies, and we may re-attempt the same amount up to two more times | | **After your final payment** | If a balance remains, we may continue taking payments on the same schedule until it is paid | | **You get a copy** | We have to give you a copy of the authorization you signed. It is filed under **View Documents** — see [Your agreement and account details](/statements/agreement-details) | | **You can stop it whenever you like** | In the portal, by phone, by email or in writing, and it takes effect straight away — see [Opting out](/autopay/opting-out) | **Before your first payment you should know the amount, the date, and how often it will run.** All three are on the setup screen and in the copy of the authorization. If anything on the copy does not match what you chose, [tell us](/getting-help/contacting-uas) before the first payment date. ## Paying off a promotional balance If you are trying to clear a [promotional offer](/promotional-offers) before it expires, set an **override amount** rather than the minimum. Work out what you need from your Amount Financed and expiration date — see [Why the minimum payment is not enough](/promotional-offers#why-the-minimum-payment-is-not-enough). Turn on the **AutoPay** e-alert at the same time and you will get an email each time a payment is scheduled or taken. See [Alerts and paperless statements](/signing-in/alerts-and-paperless).