> ## Documentation Index
> Fetch the complete documentation index at: https://faq.universalaccountservicing.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Changing your AutoPay

> Update the amount taken or the payment method used, and when the change takes effect.

<Steps>
  <Step title="Open AutoPay">
    Sign in, open the menu and select **Autopay**, then **Update**.
  </Step>

  <Step title="Change the method, the amount, or both">
    Choose a different saved payment method, or add a new one. Then choose **Minimum Payment** or
    enter an **Override Amount**.
  </Step>

  <Step title="Sign and submit">
    Any change re-signs the authorization, so you will be asked to sign again.
  </Step>
</Steps>

## Choosing your amount

**Minimum Payment** takes whatever your minimum is that month. If your minimum changes — because a
charge was added, or a promotional period ended — AutoPay follows it.

**Override Amount** takes a fixed figure you set.

<Warning>
  **An override must be more than your minimum monthly payment.** You cannot use AutoPay to pay less
  than your minimum. If you set an override below it, the account would still be short and you would
  be past due.
</Warning>

An override is the usual way to clear a [promotional balance](/promotional-offers) before it
expires, and extra payments go to promotional balances first — see
[How your payments are applied](/payments/how-payments-are-applied).

## Switching payment method

Select a different saved method during **Update**. The **AUTO PAY** badge on your
[Payment Methods](/payments/managing-payment-methods) page moves with it.

<Note>
  **To delete the old method, change AutoPay first.** A payment method that AutoPay is using cannot
  be deleted — you will get an error until AutoPay points somewhere else, or you opt out.
</Note>

## When it takes effect

A change made well before your next scheduled date applies to that payment. A change made close to
it may not.

<Warning>
  **A payment already in process cannot be changed.** If your next payment is within
  **three business days**, treat it as fixed. Change your AutoPay for the month after, and if you
  need that specific payment stopped, call us — see
  [Opting out of AutoPay](/autopay/opting-out).
</Warning>

## If your card was replaced

You may not need to change anything — see [Automatic card updates](/autopay/card-updater).